These days, we do a lot of transactions online or through the phone. We don’t even have to physically go to the bank to transfer money to another person or go to the mall to buy the things we need.
But while this has given us a lot of convenience, this has also led to problems as unscrupulous individuals and syndicates are preying on unsuspecting bank users to unknowingly reveal information that can be used to get or charge money from their accounts.
A woman recently went to the National Bureau of Investigation (NBI) to seek help after someone tricked her into sharing information about her credit card. This led to a whopping charge of Php75,000 that she now has to pay the bank even if she hadn’t gotten hold of a single cent of that money.
According to ‘Marlene’, not her real name, someone called her and pretended to be a customer service representative from BDO. She was informed that her account has been compromised and that she should provide her PIN to the bank representative (the caller) to block the account.
Afraid that someone might get money from her account, she rushed to provide her PIN. She was told that she will receive a text message right after the transaction but when the message showed that Php75,000 had been charged on her account, she immediately called the number provided.
She was rather shocked to learn that the ‘bank’ CSR had actually duped her into giving her PIN and had charged that much money from her account.
Because she wasn’t the one who got the money, she was positive that the bank would reverse the charges but she was in for another surprise because the bank told her she should still pay. She had appealed the bank’s decision twice, to no avail; thus, she brought the matter to the NBI.
Marlene argued that the bank should not force her to pay because she isn’t familiar with online transactions.
Sadly, it is highly likely that she would be forced to pay for the amount because the transaction had been valid as the correct PIN had been entered.
Watch the report here:
#TVPatrol EXCLUSIVE: Ingat sa mga natatanggap na text at tawag, Kapamilya! Isang ginang kasi ang natangayan ng P75,000 sa credit card ng nagpanggap na customer service agent ng bangko. https://bit.ly/2OTTWqL
Posted by TV Patrol on Wednesday, August 22, 2018
Fake Delivery Rider Tries to Scam Frequent Shopee Buyer
A scammer tried to dupe a frequent Shopee buyer for Php3,499 but he left emptyhanded after the guy noticed that the package clearly looks so fake!
Fake Delivery Rider Tries to Scam Shopee Buyer
These days, it is so easy to buy something you need and have it delivered at home. You can shop for almost anything you want even without leaving the comforts of your home – and you don’t even have to deposit the payment first, for most cases.
But the system of “cash on delivery” (COD) on many online platforms has given scammers a way to earn some quick, dishonest cash. These scammers prey on people who often make orders on these online shops and might not notice that they are paying for an order they did not make.
Netizen Jay Jazo shared the experience he had with what appears to be newbie scammers who arrived at his house carrying a package with his name written using a pentel pen. The address was incomplete, just “1200 Camba” and the amount was written out as “3499 php”.
Jay has some pending orders that he’s waiting for, yet he also knows that he doesn’t have an order worth Php3,499. Moreover, as a frequent Shopee buyer, he knows that the package doesn’t look like something you’d get from an online store. There’s no barcode or waybill on the package. Only the supposed buyer’s name was there; no information about the seller or the order number.
A bit scared, Jay quickly closed the door to inspect the item before telling the fake delivery rider that he doesn’t have an order. After the guy left, they followed him and saw that he was just walking! There’s a rider who fetched him several meters away from the house, but the two appeared to have realized that the fake rider was being followed.
Jay shared the experience as warning to others so they won’t fall for this kind of modus operandi.
Fake Package Delivery Scam
Don’t be fooled by the fake package delivery scam. Here’s what you can do:
- Always track your packages from online shops.
- Don’t give out personal information to callers, even if they sound like a real delivery rider.
- Check the packaging for clues. Real orders have a proper waybill, with information like your complete name, address, and phone number.
- Tell family members or other housemates to never pay for orders delivered when you’re not around, unless you tell them beforehand or if they could confirm it with your first.
Concerned Citizens Break Car’s Glass to Save Two Kids Left by Parents
Two kids were rescued from a hot car after concerned citizens broke the glass to save their lives. The two young children were left by their parents inside the car which was turned off and locked.
Kids Left in Hot Car by Parents
There are so many people who are not aware of the dangers of leaving children or pets inside a locked car with the air conditioning turned off and the windows closed. Not everyone is aware how hot it can quickly become inside that car, even if the weather isn’t too hot.
So, just imagine how hot it could become and how much oxygen will be left inside the vehicle on a very hot day!
In a video shared by Philippines CCTV & DASH CAM Spotted, several concerned citizens could be seen surrounding a Suzuki Ertiga that’s parked near business establishments at a still undisclosed location. It turned out that some passersby noticed the small kids inside the car and were concerned over their condition inside the locked vehicle.
The concerned citizens could be heard speaking in Visayan, telling each other that the best course of action is to break the car’s glass because doing it without damage to the vehicle was taking them a very long time. The kids inside could be seen looking weak and sweaty.
Acting as fast as they could to save the children, they broke the glass window at the driver’s seat. With the window broken, they rushed to remove the car seat of the baby and moved it inside an air-conditioned establishment near where the car was parked.
Another person picked up the elder sister, still a toddler, and also brought her to the establishment where they were both given water.
The video did not show what happened next or how the parents reacted once they learned what these concerned citizens happened. But everyone is furious at the irresponsible parents and thankful that the kids were safe.
What Happens to Kids in a Hot Car?
Kids’ bodies actually heat up more quickly, about 5x, than adult’s bodies. When left in a hot car, kids’ major organs could begin to shutdown at 40 C. You could easily lose the child as temperatures rise to 41.5 C!
Top Advantages of Using Solar Power at Home
Just like other sources of energy, solar power has its own sets of advantages and disadvantages. But even if the costs are usually high in putting it up, there is a great return on investment and you could actually save a lot of money in the long run.
Here are some of the top advantages of using solar power at home.
Lower or Eliminate Your Electricity Bills
Depending on what system you are planning to set up on your roof and the actual usage, you could either lower or eliminate your electricity bills. It is possible that you won’t generate 100% of the electricity you need but you’ll certainly see a huge slash from your monthly bills.
Power Even on Brownouts
Not all solar power systems work this way because there are those that are still connected/tied to the power company and doesn’t store the electricity produced during the day. But if you truly want to save money and have power even on brownouts, get the one with batteries. It costs higher but will be more useful in the long run.
Harness the Power of the Sun, Save the Environment
According to SolarGain, installing a 1kW solar power system helps reduce your carbon footprint and prevents the release of 1.5 tonnes of carbon a year. This sustainable system lets you harness the power of the sun and help save the environment.
Most suppliers offer a warranty for 20 to 25 years on your solar power system. This makes it a great investment for your home. Moreover, having solar power adds value to your home.
In some places, the government offers a subsidy or tax breaks or even cashback options for those who set up solar power at home. Take advantage of such offers if available in your area.
“Incentives may actually go away and it may not actually pay to wait for too long,” says Vikram Aggarwal, CEO of EnergySage.