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Wise Mom Lets Kids Have the Phones They Wanted on an Installment Basis

Entrepreneur Michelle Mangahas has three kids: Mark, 14, Mika, 11, and Matthew, 6. Just like many other kids these days, Michelle’s children wanted to have a new smartphone that could take great photos, but she only gave them old phones in the past.

The single mom would later let the kids have the phones they wanted, as long as they agreed to pay on an installment basis. Yay or nay?

Photo credit: Smart Parenting

Mommy Michelle told Smart Parenting that her kids actually have old phones when they asked to buy a new model that sells for Php10,000.

I told them I didn’t see a valid reason why a 14-year-old boy and a 10-year-old girl would need such expensive phones. I also told them they already had phones, which should be enough for school research and a little bit of gaming,” she narrated.

But the kids reasoned out that their old phones weren’t so good. Mark said the phone that cost them Php2,700 to buy took “low quality photos”. Mika received hers for free from Mommy Michelle’s postpaid plan when she completed school as an achiever. But it’s 2 years old.

Photo credit: Smart Parenting

I told my kids na hindi obligasyon ng magulang na bigyan ng phones ang anak nila. Ang obligasyon ko is to feed them and send them to school,” Mommy Michelle explained.

Although kaya ko naman sila bigyan, sinasabi ko sa kanila na ang daloy ng pera walang kasiguraduhan. Kailangan mag-ready sa posibleng panahon na walang gaanong income.

Because she had taught the kids, particularly Mark and Mika, early on to save money for future needs, they were able to fork out Php3,700 and Php5,000 in savings, respectively. This money went to their phone fund, but they are supposed to pay their mom in installment for the rest of the phone amount they borrowed from her.

Photo credit: Smart Parenting

Although she doesn’t impose a strict deadline, she continues to remind them of their payments. So far, Mika is the one who pays up the installment faster despite getting a smaller allowance compared with Mark.

Mark has a harder time sa paghuhulog. Sabi niya malakas siyang kumain ‘di hamak sa kapatid niya, so mas kaunti natitira sa baon niya,” Mommy Michelle shared. She doesn’t mind as long as the kids are responsible enough to pay up when they can.

What a good way to teach financial responsibility.

Photo credit: Smart Parenting

What’s the Difference Between Installment and Layaway?

Both are types of loan that is paid over time, with smaller amounts of scheduled payments instead of a one-time payment. However, the customer can already use or get the item while still paying for an installment loan while the layaway item can only be received once the full loan is paid up.

Lifestyle

Kid Orders Snacks from Uncle’s Phone, But Shipping Fee is Higher than Snack Price

A kid orders snacks from his uncle’s phone, but the latter was surprised after learning about the order, especially because the shipping fee is higher than the actual snack price! Ouch.

Online Shopping

These days, it is easy for us to buy virtually anything and everything online! There are shops that offer various stuff, ranging from food and items you need at home to big ticket items such as cars and real estate. You can actually buy your own private plane or even your own private island through online transactions.

kid orders snacks from uncle’s phone
Photo credit: Andrew Pascual/ Facebook

But food is among the primary items bought online, especially during the COVID-19 crisis when everyone is forced to stay at home to avoid contracting the virus.

With kids being so tech-savvy these days, one managed to order some snacks on his uncle’s phone. The latter was rather shocked when a rider arrived at their house with the order, only for him to discover that his nephew bought something online – and the shipping fee is much higher than the actual item price. LOL.

kid orders snacks from uncle’s phone
Photo credit: Andrew Pascual/ Facebook

Netizen Andrew Pascual shares some photos taken from his online shopping app, showing what his nephew had ordered: a small pack of Oishi Pillows worth Php8. The kid bought only 1 pack of the choco-filled crackers.

Perhaps the little boy was craving for some snacks but there are no sari-sari stores nearby or perhaps he really just wanted to eat Oishi Pillows at the time. But the kid had no idea how online shopping works and that there’s a delivery fee for the item he bought.

kid orders snacks from uncle’s phone
Photo credit: Andrew Pascual/ Facebook

So, imagine Andrew’s surprise when the rider arrived with the boy’s order. The snack costs just Php8 but the delivery fee is Php69! Whew.

Note: Huwag ipalaro yung cellphone mo sa pamangkin mo 😑,” Andrew advised.

Netizens had a good laugh over Andrew’s experience, but told him he is still lucky that the kid only ordered some cheap snacks.

Such a big help na rin para sa rider. 69 pesos lang naman, buti nga hindi pa 100 piso hehehe,” one netizen wrote.

Seryoso ba iyan? Hahaha. Sana dinamihan na lang ang order para win-win situation. Pero hindi naman lumagpas sa 500 pesos so okay pa rin iyan. Enjoy!” another commented.

Photo credit: Andrew Pascual/ Facebook

How to Avoid Kids’ Accidental Online Shopping Orders

If you let kids use your phone, make sure to logout from online shopping apps and other apps that involve any money or you might be in for a big surprise.

Another option is to hide the apps in a folder; though that’s not fail-safe as kids could still find the app inside the folders! Logging out of the account is still the best option.

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Lifestyle

Netizen Shares Impressive Room Transformation as Quarantine Project

A netizen shares the impressive room transformation he did as quarantine project – and the results are simply amazing! The room went from an ordinary one to something that you can truly be proud of having as your room. It’s even comparable to ones on glossy home magazines.

impressive room transformation
Photo credit: Nelo Coloma / Facebook

Quarantine Project

Netizen Nelo Coloma shared that he always feels amazed every time he enters a hotel room. Because his room at home is really just simple, he had always wished to have a comfortable and nice room to live in.

impressive room transformation
Photo credit: Nelo Coloma / Facebook

With that in mind, he always tells himself that one day he will also have a room like that. It might not be the same as a hotel room, but it would at least be something that looks almost like one.

impressive room transformation
Photo credit: Nelo Coloma / Facebook
Photo credit: Nelo Coloma / Facebook

In a series of photos, Coloma shared that before the transformation, he did not mind what curtain his mom would put on the window as long as it keeps the light out. Perhaps he works on a night shift so he has to sleep at day time.

The room was quite disorganized, with things scattered here and there. His clothes are hung on a rack and the room looks rather drab.

Photo credit: Nelo Coloma / Facebook

At first, he thought of just painting the room on his own but realized that is actually hard work. So, he hired some guys to help him out. First, a white base coat was placed on the walls. Then, most of the walls were painted in dark grayish blue. One side is left in white for effect. The ceiling was also painted in white.

Photo credit: Nelo Coloma / Facebook
Photo credit: Nelo Coloma / Facebook
Photo credit: Nelo Coloma / Facebook

The lights were replaced and mood lights were also added around the room. Instead of tiles, the floor was covered with a nice carpet. The bed was topped with a comforter and some artwork were added on the walls.

impressive room transformation
Photo credit: Nelo Coloma / Facebook
Photo credit: Nelo Coloma / Facebook
impressive room transformation
Photo credit: Nelo Coloma / Facebook

A flat-screen TV now occupies one wall and other lovely furniture pieces were added in the room. It’s amazing that the space looks so much different than it had been before, with just some paint and finishing touches! Wow.

Photo credit: Nelo Coloma / Facebook
Photo credit: Nelo Coloma / Facebook
impressive room transformation
Photo credit: Nelo Coloma / Facebook

DIY Home Renovation

Home renovation projects can be quite expensive, but you could be wasting more money if you do it yourself and you actually have no idea how to do things. It would be a good idea to research on what design you want to copy or make for your house.

Consult an expert, if possible, and hire people to work on more difficult tasks like painting (especially ceilings!) and doing carpentry or masonry work.

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Lifestyle

Creative Pinoy-Style Birthday Cake Made of Lumpia and Pancit Bihon Goes Viral

A creative Pinoy-style birthday cake made of lumpia and pancit bihon goes viral, with many netizens admiring the brilliant minds who created this delicious ‘cake’.

Creative Pinoy ‘Cake’

During birthdays and other special occasions, Pinoys love to serve various types of pancit dishes, ranging from pancit canton to pancit bihon to other options like pancit Malabon, palabok, and many others. Lumpia is also a popular option, with variations like lumpia shanghai, vegetable lumpia, and fresh lumpia, among others.

Of course, cake is also another a popular item, no matter what the occasion might be!

But a family recently created a mix of everything – a cake that’s made from lumpia and pancit bihon. Wow. Isn’t that delicious and so creative?

Pinoy-style birthday cake
Photo credit: Mary Jane Quiniones‎ / Filipino Cooking Group

On Facebook page Filipino Cooking Group, Mary Jane Quiniones‎ shares their family’s version of the so-called ‘Filipino cake’ made especially for her brother’s birthday.

Shaped like a regular cake, this special ‘Filipino cake’ was made from lumpia sticks wrapped with a ribbon. The inside part is filled with pancit bihon topped with sliced kalamansi, a ‘Happy Birthday’ decoration, and two star-shaped candles.

The striking design looks so creative, but many also admired whoever created this cake. After all, it would surely be difficult to make the lumpia sticks stand up to create the border for the cake while building the cake shape. Moreover, you can’t also just rely on the pancit bihon to hold the shape in the middle if the lumpia borders are not in place.

Many were curious how they made it. In the comments section, Mary Jane explained that she put rice at the bottom of the cake before adding the pancit. That’s likely how she was able to make the pancit bihon hold its shape.

This certainly looks delicious!

Popular Pinoy Foods: Lumpia and Pancit

Lumpia and pancit dishes are popular in the Philippines. Both were introduced early on by Chinese settlers in the archipelago. Despite the Chinese influence, both dishes have evolved over time and are distinct parts of Pinoy cuisine.

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