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Wise Mom Lets Kids Have the Phones They Wanted on an Installment Basis

Entrepreneur Michelle Mangahas has three kids: Mark, 14, Mika, 11, and Matthew, 6. Just like many other kids these days, Michelle’s children wanted to have a new smartphone that could take great photos, but she only gave them old phones in the past.

The single mom would later let the kids have the phones they wanted, as long as they agreed to pay on an installment basis. Yay or nay?

Photo credit: Smart Parenting

Mommy Michelle told Smart Parenting that her kids actually have old phones when they asked to buy a new model that sells for Php10,000.

I told them I didn’t see a valid reason why a 14-year-old boy and a 10-year-old girl would need such expensive phones. I also told them they already had phones, which should be enough for school research and a little bit of gaming,” she narrated.

But the kids reasoned out that their old phones weren’t so good. Mark said the phone that cost them Php2,700 to buy took “low quality photos”. Mika received hers for free from Mommy Michelle’s postpaid plan when she completed school as an achiever. But it’s 2 years old.

Photo credit: Smart Parenting

I told my kids na hindi obligasyon ng magulang na bigyan ng phones ang anak nila. Ang obligasyon ko is to feed them and send them to school,” Mommy Michelle explained.

Although kaya ko naman sila bigyan, sinasabi ko sa kanila na ang daloy ng pera walang kasiguraduhan. Kailangan mag-ready sa posibleng panahon na walang gaanong income.

Because she had taught the kids, particularly Mark and Mika, early on to save money for future needs, they were able to fork out Php3,700 and Php5,000 in savings, respectively. This money went to their phone fund, but they are supposed to pay their mom in installment for the rest of the phone amount they borrowed from her.

Photo credit: Smart Parenting

Although she doesn’t impose a strict deadline, she continues to remind them of their payments. So far, Mika is the one who pays up the installment faster despite getting a smaller allowance compared with Mark.

Mark has a harder time sa paghuhulog. Sabi niya malakas siyang kumain ‘di hamak sa kapatid niya, so mas kaunti natitira sa baon niya,” Mommy Michelle shared. She doesn’t mind as long as the kids are responsible enough to pay up when they can.

What a good way to teach financial responsibility.

Photo credit: Smart Parenting

What’s the Difference Between Installment and Layaway?

Both are types of loan that is paid over time, with smaller amounts of scheduled payments instead of a one-time payment. However, the customer can already use or get the item while still paying for an installment loan while the layaway item can only be received once the full loan is paid up.

Inspiring

Practical Newlyweds Only Spent Php3,000 for ‘Unli-Rice’ Wedding Reception

A pair of newlyweds earned praise online after spending just Php3,000 on their “unli-rice’ wedding reception at a popular fast food chain. That’s quite impressive, right?

Practical Newlyweds Hold Wedding Reception at Fast Food Chain

Everyone knows that the reception is often the most expensive part of the wedding. In the Philippines, people spend thousands of pesos just for the reception.

Photo credit: Babse Dondon / Inquirer

Even a simple reception may cost at least Php20,000, but it could go as high as over Php300,000 or even more than a million pesos!

That’s why Rhaqueza and Rian Baynosa impressed netizens with their practical wedding reception. They definitely saved a lot of cash by doing it at a fast food chain.

Photo credit: Babse Dondon / Inquirer
Photo credit: Babse Dondon / Inquirer

Not only were they able to spend just Php3,000, everyone was able to have their fill because they had “unli rice”, something that the fast food chain offers for just a couple of pesos more than the regular meal.

Aside from “unli rice,” everyone also enjoyed halo halo, the Pinoy favorite dessert and snack item.

Photo credit: Babse Dondon / Inquirer
Photo credit: Babse Dondon / Inquirer

They also held the other ceremonies done at the reception there at the fast food chain, such as the ceremonial opening of the gifts and the money dance.

The practical couple revealed that they were truly trying to save money because the bride is 8 months pregnant. Because she’s going to give birth soon, it was really a good idea for them to save money by having this simple wedding reception.

Photo credit: Babse Dondon / Inquirer
Photo credit: Babse Dondon / Inquirer

It was even the bride, still wearing her gown, who ordered the food at the counter. She’s really something, huh?

Netizens expressed admiration over this couple’s decision, saying that being practical truly wins – and everyone at the wedding still went home with full tummies, anyway.

Photo credit: Babse Dondon / Inquirer
Photo credit: Babse Dondon / Inquirer
Photo credit: Babse Dondon / Inquirer

How Much Do Wedding Receptions Cost in the Philippines?

According to Rachwed, the catering along can cost anywhere from Php50,000 to Php185,000. But the venue rental can also add to that amount by as much as Php35,000 to Php150,000.

That’s not including the wedding cake (Php4,000 to Php15,000 for the simplest ones, but can go as high as over Php50,000), wedding host (Php5,000 to Php10,000), and reception entertainment (Php4,000 to Php40,000).

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Lifestyle

Ukay Ukay Seller Finds 550k Yen (Php240k) from Wallet Inside Used Jacket

Are you fond of buying ukay ukay stuff? Have found something interesting or valuable inside? Well, one ukay ukay seller found 550k yen (Php240k) inside a wallet with no IDs – and he plans to use the money to expand his business! Wow.

Ukay Ukay Seller Finds Fortune Inside Used Jacket

For many people, particularly in the third world or developing countries, ukay ukay items are a cheap way of getting ‘new’ clothes, bags, shoes, and other items. While there are many items that are old, many are actually like new or would easily look great after washing or cleaning.

Photo credit: @malaysiaonenews

And there are some buyers or sellers who were actually lucky enough to find valuables or money inside! Others got hold of rare or limited-edition bags, clothes, and shoes!

In Petaling Jaya in Selangor, Malaysia, 29-year-old ukay ukay seller Wan Mohamad Adam Wan Mohamed bought two bundles of used clothes from a warehouse in Wakaf Baru.

He paid RM50 (Php600) for each bundle.

Photo credit: @malaysiaonenews

I opened the sack of clothes to arrange the items as I plan to sell them as a bundle. I found a black wallet in one of the coats in the sack,” Mohamed explained.

I was surprised to see so much cash. I counted the amount before taking photos and uploading them onto my Facebook page at 9.20pm yesterday.

He received various reactions after posting the windfall, with some saying that he should find the owner.

Photo credit: @malaysiaonenews

But the wallet didn’t have any IDs or anything that would have identified the owner. Also, since the wallet contained yens, it mostly came from Japan.

Because there seems no way for Mohamed to find the original owner of this wallet, he considered it as a lucky windfall. He plans on using the money to buy more sacks of ukay ukay to sell at his shop.

Photo credit: @malaysiaonenews

Where to Buy Ukay Ukay Bundle

Depending on your location, there might be sellers that sell bulk bales of ukay ukay. You can find them on Facebook or online shops such as Shopee and Lazada. Other local ukay ukay sellers also use Alibaba and other warehouse bulk sellers to buy their bundles.

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Lifestyle

Photo of Giant ‘iPhone’ Extra Extra Max Goes Viral

The trend continues for bigger phones, what with the many capabilities that these larger models offer to users. But how big is too big for these phones? Well, you’ve got to check out this ‘iPhone’ extra extra max that’s super duper big! It’s about as tall as a kid! Whoa.

But is it really a phone? LOL

Giant ‘iPhone’ Goes Viral

During the era when Nokia dominated the market, people favored the smaller phones. It came to a point that the smaller the phone, the more expensive it is because it’s packed with all the capabilities of the much larger models but it a very compact size.

Photo credit: Ryan Ballesteros / Facebook – Philippine Star

Of course, that only held true for a couple of years when phones were simply used for calling and, later, texting. But as these gadgets evolved into ‘smart’ phones, bigger screens meant better options for the users. The internal specs matter, of course, but many people now prefer bigger screens. Thus, there are also plenty of tablets and phablets in the market today.

So, what’s the size of the largest phone you’ve got? The average phone size these days are at 7” while phablets and tablets are at around 11”.

Photo credit: Ryan Ballesteros / Facebook – Philippine Star

Yet one guy in Quirino Province posted photos of an iPhone that’s so much larger than the usual size – and it is even as large as a kid! Can you just imagine the price of that one, if that’s really for real?

iPhone lovers, labas!” netizen Ryan Ballesteros joked as he posed with an iPhone that’s nearly as tall as him. Netizens soon dubbed the item as an iPhone Extra Extra Max. LOL.

Photo credit: Ryan Ballesteros / Facebook – Philippine Star

But why is this phone so big? While there were a number of netizens who thought he got the wrong item from a bogus seller, Ballesteros later explained that it is actually a table that looks like an iPhone, not a gadget.

Photo credit: Ryan Ballesteros / Facebook – Philippine Star

What is a Phablet?

A phablet is a modern gadget that’s a cross between the smaller smartphone and the much larger tablet. It has capabilities of a smartphone, including an option for a SIM card slot and, possibly, memory card upgrade, but is of a much larger size than a regular smartphone.

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