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This Guy Saved Over Php80k with His Own Version of the Php100-Challenge

In this difficult world where the prices of commodities are continually rising but salaries and wages increase rather slowly, a lot of people are struggling to feed their families, let alone save money for the rainy days.

But financial experts continue to encourage people to save money for emergency needs so they won’t have to take high-interest loans during emergency situations.

How can you save money when you don’t even have a lot to spend for your needs?

Photo credit: Jesse Palerit / Facebook

Well, it’s just a matter of self-discipline, one guy claimed. Jesse Palerit, head of security at an agency in Quezon City, claimed that age is no hindrance for people to start saving.

At 37 years old, Jesse was able to save a total of Php84,515 in less than a year, thanks to self-discipline as well as trying his best to find extra income outside his main job.

To save money, Jesse created his own version of the Php100 challenge. Instead of saving money with the increments of Php100, he saved every Php100 bill he got his hands on. He also included all the Php10 and Php5 coins he received as change.

Photo credit: Jesse Palerit / Facebook

This way, he was able to save faster. But saving wasn’t easy, he admitted.

“Yung P100 kasi ang nakikita kong maraming bills at madaling ipunin. Yun din yung sa tingin ko ay kaya ko.

Pag may P100 na buo ako, di ko talaga ginagastos. Talagang pinasok ko lahat. May time pa nga na kahit gutom ako tinitiis ko muna basta di ko ibibili ang P100.”

Aside from living frugally, he also earned extra money from an online ticketing business as well as a prepaid load business.

Wala namang pinipiling edad ang pag-iipon. Ang importante may disiplina tayo sa sarili kong paano gumastos.

Dapat yung bibilhin mo ay yung kailangan lang talaga. Gaya nang cellphone, di mo naman kailangan yung mamahalin or dobleng gadget. Di mo rin kailangan kumain sa mga mamahaling restaurant araw-araw. Basta disiplina lang po talaga.

It’s actually Jesse’s first time to do a money challenge and he was so pleased with the results that he aims to break his own record next year.

Photo credit: Jesse Palerit / Facebook

As for the money he saved with this year’s challenge? Well, he’s planning on investing the money into his existing businesses. He will also open a money-lending business and put the rest of his savings in the bank.

The more he’s going to earn, the more he’s going to save – we’re quite sure it would be easier for him to break his record.

Lifestyle

Supermarket Goes Viral for Flag-Inspired Instant Noodle Display to Honor Independence Day

A supermarket recently went viral for its flag-inspired instant noodle display to honor the country’s upcoming Independence Day.

The creative display earned admiration from netizens – and was even noticed by the noodle brand, Lucky Me! Cool, isn’t it?

Supermarket’s Flag-Inspired Instant Noodle Display Goes Viral

There are people who are naturally creative – and they manage to make impressive artwork out of simple things that others might not even consider as artsy.

That’s what workers at a supermarket in Valencia City, Bukidnon, were able to achieve.

Photo credit: Bhen-j Agudera

In a post that earned praise online and was reposted by several sites or groups, Bhen-j Agudera shared photos taken from the Lucky Me! noodle display at NVM Supermarket in the city.

What’s impressive is that the workers were able to create the patriotic display using the packs of Lucky Me! noodles arranged in the shape of the country’s flag.

This patriotic display is timely, considering that Independence Day on June 12th is just around the corner.

Photo credit: Bhen-j Agudera

Of course, as pointed out by other netizens, this large flag will soon be broken by the customers who will be picking up their noodles from the display shelf.

Still, it also stirred patriotism among netizens who expressed admiration that the workers were able to think of a way to create the flag using their products. Brilliant, right?

Some people are calling for the brand to give the workers a raise or some sort of bonus for what they did here – after all, Lucky Me! certainly received a lot of free publicity from the viral photos.

Photo credit: Bhen-j Agudera

However, some people also think that the company will probably lose some sales if the makeshift flag continues to be displayed on the shelves of this supermarket because customers might feel uneasy breaking the artwork.

How to Properly Display the Philippine Flag

During peacetime, the blue part of the Philippine flag should be placed on top. The red part is put on top if the country is at war.

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Lifestyle

Guy Tries Viral “Inverter Hack”, Ends Up with 9k Bill

A guy tries the viral “inverter hack” but instead of saving money, he ended up with a ₱9k electric bill! Ouch.

Viral “Inverter Hack” Goes Wrong, Guy Gets ₱9k Bill

There are lots of viral “life hacks” on the internet, but not all of them actually work or are true.

Many of these “hacks” can cost you a lot of money or even end up getting you in trouble (like the teens who tried the viral “overbaggage” hack).

Recently, netizen Rheez Ramos tried out a supposed life hack using an inverter air conditioner.

According to this supposed life hack, you need to keep the air conditioning unit on, and only turn it off once a week. It’s supposed to make your electric bill go down.

Without checking the veracity of the viral hack or monitoring their electricity consumption, Ramoa blindly followed the “hack.”

Viral inverter hack
Photo credit: Rheez Ramos

Imagine his shock when the bill arrived — and it was for over ₱9,000!

He said that their usual bill was just around ₱3,000 but it has skyrocketed to 3x the amount because of the fake “life hack.”

He jokingly posted on social media to find the person who made the misleading hack — and I would probably try to actually find that person if I were in his shoes!

Paying 3x your regular bill is not a joke, though netizens also slammed him for not using science to realize that the “hack” was fake.

Have you also fallen for a fake life hack on social media?

How To Determine If A “Life Hack” Is Real Or Not

This is actually easier said than done because many of these supposed life hacks have very convincing photos, videos, or stories.

Here are some ways to avoid getting duped:

  • Try to check the comments section of the post — usually, there are people who either tried the hack and knew it didn’t work or those who can explain the science of why the hack is fake
  • Research on your own — often, there’s actually some scientific explanation why the hack will or will not work
  • Don’t try the hack unless you’re 100% sure that it’s real and safe to try
  • Ask a second opinion from a reliable person
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Lifestyle

Husband Fails to Get Flowers for Wedding Anniversary, Buys Land for Wife

A husband failed to get flowers for their wedding anniversary but still went viral after choosing to buy land for his wife to grow flowers, instead.

Land versus flowers? We’ll also take the land, please. LOL

Husband Buys Land for Wife on Wedding Anniversary

It is every wife’s secret wish to receive a gift from her husband on their wedding anniversary or during other important moments of their lives together.

Not everyone gets to receive those gifts, of course.

While many husbands are unable to buy gifts out of poverty or because they have other, much more important priorities, there are also who do have the money but just don’t like giving gifts.

Some women might say that they wish their husbands would just get them flowers for their wedding anniversary.

Recently, a guy named Kael John Canoy made waves on social media after publicly admitting that he wasn’t able to give his wife flowers on their first anniversary! Uh-oh…

Is he going to be in big trouble?

Well, not really.

It turned out that he wasn’t being thoughtless or had forgotten the date. Instead, he had other plans for his family.

Canoy would soon go viral after explaining in his post that while he failed to get her flowers on their first wedding anniversary, he was making it up with an entire land where she can grow all the flowers she wants to have. Awwww.

Photo credit: Kael John Canoy

Would you rather receive the land than flowers?

Well, considering that the land is going to last forever, and you can plant all the flowers you do want to have, then we’re all voting for land, too.

Buying Land and Other Real Estate in the Philippines

Buying real estate can be tricky in the Philippines, especially because many are still under a so-called “mother title” or a title still under the name of the seller’s ancestors.

To avoid issues, try to only buy land that already has a “clean title” (under the seller’s name or just one signatory).

Getting lots from a reputable real estate broker or under a property developer might also be a good idea.

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