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This Guy Saved Over Php80k with His Own Version of the Php100-Challenge

In this difficult world where the prices of commodities are continually rising but salaries and wages increase rather slowly, a lot of people are struggling to feed their families, let alone save money for the rainy days.

But financial experts continue to encourage people to save money for emergency needs so they won’t have to take high-interest loans during emergency situations.

How can you save money when you don’t even have a lot to spend for your needs?

Photo credit: Jesse Palerit / Facebook

Well, it’s just a matter of self-discipline, one guy claimed. Jesse Palerit, head of security at an agency in Quezon City, claimed that age is no hindrance for people to start saving.

At 37 years old, Jesse was able to save a total of Php84,515 in less than a year, thanks to self-discipline as well as trying his best to find extra income outside his main job.

To save money, Jesse created his own version of the Php100 challenge. Instead of saving money with the increments of Php100, he saved every Php100 bill he got his hands on. He also included all the Php10 and Php5 coins he received as change.

Photo credit: Jesse Palerit / Facebook

This way, he was able to save faster. But saving wasn’t easy, he admitted.

“Yung P100 kasi ang nakikita kong maraming bills at madaling ipunin. Yun din yung sa tingin ko ay kaya ko.

Pag may P100 na buo ako, di ko talaga ginagastos. Talagang pinasok ko lahat. May time pa nga na kahit gutom ako tinitiis ko muna basta di ko ibibili ang P100.”

Aside from living frugally, he also earned extra money from an online ticketing business as well as a prepaid load business.

Wala namang pinipiling edad ang pag-iipon. Ang importante may disiplina tayo sa sarili kong paano gumastos.

Dapat yung bibilhin mo ay yung kailangan lang talaga. Gaya nang cellphone, di mo naman kailangan yung mamahalin or dobleng gadget. Di mo rin kailangan kumain sa mga mamahaling restaurant araw-araw. Basta disiplina lang po talaga.

It’s actually Jesse’s first time to do a money challenge and he was so pleased with the results that he aims to break his own record next year.

Photo credit: Jesse Palerit / Facebook

As for the money he saved with this year’s challenge? Well, he’s planning on investing the money into his existing businesses. He will also open a money-lending business and put the rest of his savings in the bank.

The more he’s going to earn, the more he’s going to save – we’re quite sure it would be easier for him to break his record.

Lifestyle

Ukay Ukay Seller Finds 550k Yen (Php240k) from Wallet Inside Used Jacket

Are you fond of buying ukay ukay stuff? Have found something interesting or valuable inside? Well, one ukay ukay seller found 550k yen (Php240k) inside a wallet with no IDs – and he plans to use the money to expand his business! Wow.

Ukay Ukay Seller Finds Fortune Inside Used Jacket

For many people, particularly in the third world or developing countries, ukay ukay items are a cheap way of getting ‘new’ clothes, bags, shoes, and other items. While there are many items that are old, many are actually like new or would easily look great after washing or cleaning.

Photo credit: @malaysiaonenews

And there are some buyers or sellers who were actually lucky enough to find valuables or money inside! Others got hold of rare or limited-edition bags, clothes, and shoes!

In Petaling Jaya in Selangor, Malaysia, 29-year-old ukay ukay seller Wan Mohamad Adam Wan Mohamed bought two bundles of used clothes from a warehouse in Wakaf Baru.

He paid RM50 (Php600) for each bundle.

Photo credit: @malaysiaonenews

I opened the sack of clothes to arrange the items as I plan to sell them as a bundle. I found a black wallet in one of the coats in the sack,” Mohamed explained.

I was surprised to see so much cash. I counted the amount before taking photos and uploading them onto my Facebook page at 9.20pm yesterday.

He received various reactions after posting the windfall, with some saying that he should find the owner.

Photo credit: @malaysiaonenews

But the wallet didn’t have any IDs or anything that would have identified the owner. Also, since the wallet contained yens, it mostly came from Japan.

Because there seems no way for Mohamed to find the original owner of this wallet, he considered it as a lucky windfall. He plans on using the money to buy more sacks of ukay ukay to sell at his shop.

Photo credit: @malaysiaonenews

Where to Buy Ukay Ukay Bundle

Depending on your location, there might be sellers that sell bulk bales of ukay ukay. You can find them on Facebook or online shops such as Shopee and Lazada. Other local ukay ukay sellers also use Alibaba and other warehouse bulk sellers to buy their bundles.

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Lifestyle

Photo of Giant ‘iPhone’ Extra Extra Max Goes Viral

The trend continues for bigger phones, what with the many capabilities that these larger models offer to users. But how big is too big for these phones? Well, you’ve got to check out this ‘iPhone’ extra extra max that’s super duper big! It’s about as tall as a kid! Whoa.

But is it really a phone? LOL

Giant ‘iPhone’ Goes Viral

During the era when Nokia dominated the market, people favored the smaller phones. It came to a point that the smaller the phone, the more expensive it is because it’s packed with all the capabilities of the much larger models but it a very compact size.

Photo credit: Ryan Ballesteros / Facebook – Philippine Star

Of course, that only held true for a couple of years when phones were simply used for calling and, later, texting. But as these gadgets evolved into ‘smart’ phones, bigger screens meant better options for the users. The internal specs matter, of course, but many people now prefer bigger screens. Thus, there are also plenty of tablets and phablets in the market today.

So, what’s the size of the largest phone you’ve got? The average phone size these days are at 7” while phablets and tablets are at around 11”.

Photo credit: Ryan Ballesteros / Facebook – Philippine Star

Yet one guy in Quirino Province posted photos of an iPhone that’s so much larger than the usual size – and it is even as large as a kid! Can you just imagine the price of that one, if that’s really for real?

iPhone lovers, labas!” netizen Ryan Ballesteros joked as he posed with an iPhone that’s nearly as tall as him. Netizens soon dubbed the item as an iPhone Extra Extra Max. LOL.

Photo credit: Ryan Ballesteros / Facebook – Philippine Star

But why is this phone so big? While there were a number of netizens who thought he got the wrong item from a bogus seller, Ballesteros later explained that it is actually a table that looks like an iPhone, not a gadget.

Photo credit: Ryan Ballesteros / Facebook – Philippine Star

What is a Phablet?

A phablet is a modern gadget that’s a cross between the smaller smartphone and the much larger tablet. It has capabilities of a smartphone, including an option for a SIM card slot and, possibly, memory card upgrade, but is of a much larger size than a regular smartphone.

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Lifestyle

Popular Hobbies That Can Actually Make You Money

A lot of people have different hobbies that they enjoy doing whenever they have free time. While many hobbies cost you a lot of money, there are actually hobbies that can help you make money!

Gaming with Vlogging

Many would say that gaming is such a waste of time and money, yet a lot of gamers have earned a lot of money in this hobby. Most of them are able to achieve that through vlogging.

Gardening

It gives you free food and fresh vegetables, but gardening can also help you earn some extra cash. Remember that vegetables can be so expensive these days.

Music

Love doing music? You can earn money with that, too. You can sell your music on various platforms such as BeatStars, do music videos on YouTube, or accept tutorials.

DIY Crafts

There are many people who are so talented with DIY crafts and various art materials. You can sell those handicrafts to earn some extra cash.

Photography

A lot of professional photographers started out as amateur photography enthusiasts who simply snapped photos here and there to build their portfolio. Once you’ve mastered your craft, you can sell these pictures, join photography contests, or offer your services as photographer for photoshoots and events.

Writing

If you have a knack with words, writing can also be a profitable hobby. There are a number of sites hiring freelance writers. You can also write a book and have it published for profit.

Drawing and Painting

These kinds of artwork truly require talent. If you know how to draw, paint, or do other art crafts, then this can actually sell for a lot of money. You could also be commission to create artwork for various clients.

Making Coffee

There are people who actually earned money by selling coffee – and they discovered this business just because they love making coffee. If you have the equipment at home, you can open a coffee shop outside the gate and start earning money now.

Baking and Cooking

People love to eat – that’s a fact. That’s why home businesses for baking and cooking have become so popular. If you love making delicious foods, then this hobby can also help you earn some extra cash.

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