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This Guy Saved Over Php80k with His Own Version of the Php100-Challenge

In this difficult world where the prices of commodities are continually rising but salaries and wages increase rather slowly, a lot of people are struggling to feed their families, let alone save money for the rainy days.

But financial experts continue to encourage people to save money for emergency needs so they won’t have to take high-interest loans during emergency situations.

How can you save money when you don’t even have a lot to spend for your needs?

Photo credit: Jesse Palerit / Facebook

Well, it’s just a matter of self-discipline, one guy claimed. Jesse Palerit, head of security at an agency in Quezon City, claimed that age is no hindrance for people to start saving.

At 37 years old, Jesse was able to save a total of Php84,515 in less than a year, thanks to self-discipline as well as trying his best to find extra income outside his main job.

To save money, Jesse created his own version of the Php100 challenge. Instead of saving money with the increments of Php100, he saved every Php100 bill he got his hands on. He also included all the Php10 and Php5 coins he received as change.

Photo credit: Jesse Palerit / Facebook

This way, he was able to save faster. But saving wasn’t easy, he admitted.

“Yung P100 kasi ang nakikita kong maraming bills at madaling ipunin. Yun din yung sa tingin ko ay kaya ko.

Pag may P100 na buo ako, di ko talaga ginagastos. Talagang pinasok ko lahat. May time pa nga na kahit gutom ako tinitiis ko muna basta di ko ibibili ang P100.”

Aside from living frugally, he also earned extra money from an online ticketing business as well as a prepaid load business.

Wala namang pinipiling edad ang pag-iipon. Ang importante may disiplina tayo sa sarili kong paano gumastos.

Dapat yung bibilhin mo ay yung kailangan lang talaga. Gaya nang cellphone, di mo naman kailangan yung mamahalin or dobleng gadget. Di mo rin kailangan kumain sa mga mamahaling restaurant araw-araw. Basta disiplina lang po talaga.

It’s actually Jesse’s first time to do a money challenge and he was so pleased with the results that he aims to break his own record next year.

Photo credit: Jesse Palerit / Facebook

As for the money he saved with this year’s challenge? Well, he’s planning on investing the money into his existing businesses. He will also open a money-lending business and put the rest of his savings in the bank.

The more he’s going to earn, the more he’s going to save – we’re quite sure it would be easier for him to break his record.

Lifestyle

Photo of Giant ‘iPhone’ Extra Extra Max Goes Viral

The trend continues for bigger phones, what with the many capabilities that these larger models offer to users. But how big is too big for these phones? Well, you’ve got to check out this ‘iPhone’ extra extra max that’s super duper big! It’s about as tall as a kid! Whoa.

But is it really a phone? LOL

Giant ‘iPhone’ Goes Viral

During the era when Nokia dominated the market, people favored the smaller phones. It came to a point that the smaller the phone, the more expensive it is because it’s packed with all the capabilities of the much larger models but it a very compact size.

Photo credit: Ryan Ballesteros / Facebook – Philippine Star

Of course, that only held true for a couple of years when phones were simply used for calling and, later, texting. But as these gadgets evolved into ‘smart’ phones, bigger screens meant better options for the users. The internal specs matter, of course, but many people now prefer bigger screens. Thus, there are also plenty of tablets and phablets in the market today.

So, what’s the size of the largest phone you’ve got? The average phone size these days are at 7” while phablets and tablets are at around 11”.

Photo credit: Ryan Ballesteros / Facebook – Philippine Star

Yet one guy in Quirino Province posted photos of an iPhone that’s so much larger than the usual size – and it is even as large as a kid! Can you just imagine the price of that one, if that’s really for real?

iPhone lovers, labas!” netizen Ryan Ballesteros joked as he posed with an iPhone that’s nearly as tall as him. Netizens soon dubbed the item as an iPhone Extra Extra Max. LOL.

Photo credit: Ryan Ballesteros / Facebook – Philippine Star

But why is this phone so big? While there were a number of netizens who thought he got the wrong item from a bogus seller, Ballesteros later explained that it is actually a table that looks like an iPhone, not a gadget.

Photo credit: Ryan Ballesteros / Facebook – Philippine Star

What is a Phablet?

A phablet is a modern gadget that’s a cross between the smaller smartphone and the much larger tablet. It has capabilities of a smartphone, including an option for a SIM card slot and, possibly, memory card upgrade, but is of a much larger size than a regular smartphone.

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Lifestyle

Popular Hobbies That Can Actually Make You Money

A lot of people have different hobbies that they enjoy doing whenever they have free time. While many hobbies cost you a lot of money, there are actually hobbies that can help you make money!

Gaming with Vlogging

Many would say that gaming is such a waste of time and money, yet a lot of gamers have earned a lot of money in this hobby. Most of them are able to achieve that through vlogging.

Gardening

It gives you free food and fresh vegetables, but gardening can also help you earn some extra cash. Remember that vegetables can be so expensive these days.

Music

Love doing music? You can earn money with that, too. You can sell your music on various platforms such as BeatStars, do music videos on YouTube, or accept tutorials.

DIY Crafts

There are many people who are so talented with DIY crafts and various art materials. You can sell those handicrafts to earn some extra cash.

Photography

A lot of professional photographers started out as amateur photography enthusiasts who simply snapped photos here and there to build their portfolio. Once you’ve mastered your craft, you can sell these pictures, join photography contests, or offer your services as photographer for photoshoots and events.

Writing

If you have a knack with words, writing can also be a profitable hobby. There are a number of sites hiring freelance writers. You can also write a book and have it published for profit.

Drawing and Painting

These kinds of artwork truly require talent. If you know how to draw, paint, or do other art crafts, then this can actually sell for a lot of money. You could also be commission to create artwork for various clients.

Making Coffee

There are people who actually earned money by selling coffee – and they discovered this business just because they love making coffee. If you have the equipment at home, you can open a coffee shop outside the gate and start earning money now.

Baking and Cooking

People love to eat – that’s a fact. That’s why home businesses for baking and cooking have become so popular. If you love making delicious foods, then this hobby can also help you earn some extra cash.

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Lifestyle

No-Cost Organizing Hacks for Your Home Makeover

Planning on upgrading the look of your house but don’t have a big budget to do it? Don’t worry because you can actually have a home makeover at no cost at all.

Download Interior Design Apps

There’s a wealth of interior design apps that you can download for free. There are even plenty that allow you a 3D view of your layout and lets you put in various elements, including kitchen utensils, media items, artwork, and various items.

Rearrange the Furniture

You’ll be surprised at how different your house can look just by rearranging the furniture. You can start with the bedroom. How about pushing the bed to one side or changing its orientation? You can move a table near the window to create an office space with natural lighting.

Experiment with the look or use the app you downloaded before moving the heavy pieces around.

Deep Cleaning

You can free up space in the house by getting rid of chunky furniture and old boxes filled with junk. Deep cleaning the house is actually a great idea because you can make the furniture pieces shiny again. You’ll be amazed that these items might actually look like they’re new, just with a few minutes of brushing.

Add a ‘Catch All’ Box

One thing that really reduces clutter in your home is a ‘catch all’ box put at strategic places. Put one on a table filled with chargers and whatnots. This is also useful at the living room and even in the kitchen. Of course, you can pick a fancy box or container so that this would still upgrade the look of the place. A lovely tray would do the trick.

Organize Stuff According to Frequency of Use

There are plenty of stuff at home that you rarely even use. If you don’t want to get rid of these items but don’t need it now, place these at the topmost shelves or in back cabinets. Put the ones you frequently use in easy-to-reach levels.

Make sure to label the boxes and closed cabinets to ensure that you won’t have to open everything if you need something.

Put Some Plants Inside the House

Got some plants outside the house? Bring some of them in! Just make sure to rotate the plants you bring in so that these can also get much-needed sunlight.

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