Connect with us

News

OFWs Decry Added Burden as PhilHealth Increases Premiums to 3% of Monthly Salary

Overseas Filipino workers (OFWs) decry the added financial burden they are experiencing as PhilHealth pushes through with its plan to increase premiums starting this year, charging 3% of their monthly salary!

PhilHealth Increases OFW Contributions

According to PhilHealth Circular No. 2020-0014 entitled “Premium Contribution and Collection of Payment of Overseas Filipino Member”, OFWs whose monthly income ranges from Php10,000 to Php60,000 need to pay 3.0%. That is an increase from 2.75% in 2019.

While 3% might not appear to be big on paper, it actually is an added burden to OFWs because the actual amount is actually big!

Philhealth increase premiums
Photo credit: ABS-CBN News

For example, Filipino domestic workers who usually earn around Php20,000 ($400) per month must pay Php600 ($12) per month or a total of Php7,200 ($145) per year as PhilHealth coverage. Considering the many contributions that OFWs have to pay before going abroad, this amount is already a huge burden to pay.

But that’s just for those earning Php20,000!

Overseas Filipinos who earn more than Php60,000 must pay Php21,000 ($420) for annual PhilHealth premiums.

What’s worse, this is just the beginning. If you already feel that 3% is a big burden, wait until you realize that the premiums are going to gradually increases each year from 2019 to 2025. It started with 2.5% in 2019, growing to 3% in 2020 but will be 3.5% in 2021, 4% in 2022, 4.5% in 2023, 5% in 2024 and 2025!

Philhealth increase premiums
Photo credit: PhilStar

From the same examples above, the domestic helper earning Php20,000 a month will be paying Php1,000 per month or Php12,000 per year! Likewise, the OFW earning more than Php60,000 will have to pay Php3,000 a month or Php36,000 per year!

Obviously, those who earn more need to pay more. The income ceiling will be set at Php100,000 by 2024. By then, anyone earning Php100,000 above will pay Php5,000 a month or a whopping Php60,000 a year!

Photo credit: Philippine Health Insurance Corporation / Facebook

OFWs Seeking for Repeal

OFWs launched a petition to seek repeal of this circular. On Change.org, nearly 300,000 have signed the on-going online petition entitled, “Remove Philhealth Mandatory 3% Premium Payment from OFW’s salary.

“I believe that we OFWs and our dependents have been already struggling amidst this Pandemic and yet Philhealth had issued a very unfair memo regarding premium payments.

I believe that this is already too much of them to ask for an interest rate and a penalty which is very unfair and inhumane for those who travel away from their families to work. It is very unfortunate that they call OFWs modern heroes and yet they penalize us with such directives.

We urge the Philippine Health Insurance Corporation (Philhealth) to reverse this directive as this is unfair and an abuse to our migrant workers.”

News

British Guy Living in the Streets after Pinay Wife Allegedly Ran Away with His Money

A British guy is left living in the streets after his Pinay wife allegedly ran away with all his money. The foreigner, now 75 years old, relies on the mercy of Filipinos to have food.

This led to many netizens expressing concern on his well-being and wishing that he can go back to his home country where he might have a better life…

British Guy Allegedly Duped by Pinay

A lot of foreigners move to the Philippines after visiting the country and falling in love with its beauty. But there are also many who did so after falling in love with a local.

Photo credit: Sandrix Lita / Facebook

Considering that their money has more value in the Philippines, a lot of foreigners are able to buy lots of properties, build plenty of businesses, and own various vehicles. However, this is usually under the name of their Filipino partners because foreigners are not allowed to solely own properties in the country.

This led to many gold-digger Filipinos taking advantage of the law. Apparently, British guy Arthur Ernest is among those who fell under these schemes. According to the locals, he used to own a computer shop at Halang in Canlalay, Biñan in Laguna. However, he was later spotted living in the streets and relying on the kindness of the locals for food.

Many knew that his wife, a certain Elsa Freeman, co-owned the computer shop but they had not seen her since.

Photo credit: Sandrix Lita / Facebook

Some think she might have passed on but others said she now lives in Canada and has essentially left Arthur after allegedly running away with his money. Though netizens are not sure what really happened between the two, what’s sure is that the British guy is now so poor that he can’t even afford to buy food or medicines for his diabetes.

Can Foreigners Own Property in the Philippines?

According to the law, foreign nationals are not allowed to have outright ownership of real property but only pertains to private land. The Philippine Condominium Act allows foreigners to buy their own condo units, as long as 60% of the building is owned by Filipinos.

Continue Reading

News

Couple Flexes 5-Digit Savings after Choosing to Make All Php50 Bills ‘Invisible’

A couple recently flexed their 5-digit savings after choosing to make all Php50 bills as ‘invisible’. Thanks to their savings, they were able to have enough cash to start building their house. Truly inspiring, huh?

‘Invisible’ Php50 Challenge

It was last year when Kember Flores Casabuena heard about the ‘invisible’ Php50 challenge while watching an episode of Kapuso Mo, Jessica Soho.

Photo credit: Kember Flores Casabuena / Facebook

At first, Kember put the money inside a shoebox and encouraged her partner, Alphie Castante Olvis, to join her in saving his Php50 bills, too. Kember said that her partner was not so keen on the idea at first but was later encouraged to also add his Php50 bills to the box after seeing her doing this enthusiastically.

Photo credit: Kember Flores Casabuena / Facebook

Kember and Alphie were so determined to do the challenge that they would really save up all the Php50 bills, even if they receive several bills as change. It was difficult to follow but they aimed to truly make the Php50 bills invisible so they can save up enough money to start building a house for themselves.

As the months passed, their savings filled the shoe box, but they did not think about stopping. So, they bought an empty can of paint to transfer their ‘invisible’ savings.

Photo credit: Kember Flores Casabuena / Facebook
Photo credit: Kember Flores Casabuena / Facebook

According to Kember, her partner works as tile setter while she simply stays at home. Yet Alphie’s job is not regular and there were times when he didn’t have any work, but the two chose to live within their means and continued with their savings challenge.

Recently, as the COVID-19 crisis raged, the two faced a lot of financial challenges but they were able to pull through with the other savings they had.

Photo credit: Kember Flores Casabuena / Facebook
Photo credit: Kember Flores Casabuena / Facebook

When they finally opened the can filled with Php50 bills, they were so happy to see that the 5-digit savings may already be used to build their own house. It will be a small and simple one but the couple feels happy that they will no longer be renting.

What is the ‘Invisible’ Php50 Challenge?

In this savings challenge, one renders all Php50 bills as ‘invisible’ and makes sure to saved them up.

Continue Reading

News

Dialysis Patient Seeks Help after Husband Left Her for Nurse at Treatment Facility

A dialysis patient seeks the help of Raffy Tulfo in Action after her husband left her for a nurse at the treatment facility. What’s really sad is that the nurse had become her friend and she was actually the one who introduced the two!

Nurse Steals Patient’s Husband

Rica De Vera is a patient undergoing dialysis at the hospital where nurse Vera Mae Galang Barrameda used to work. Because Rica regularly goes to the hospital for her dialysis sessions, she befriended many of the nurses there, including Vera Mae.

Photo credit: Raffy Tulfo in Action / YouTube

As friends, Rica often talks to Vera Mae about her husband who’s a seafarer. She feels happy that he supports them and had always been a good husband to her. On the other hand, Vera Mae shared that she’s annulled from her husband who was also a seaman because the latter had lots of women behind her back.

Knowing that Vera Mae had a bad experience with a cheating husband, Rica did not expect that she would actually steal her man! When Niko De Vera, Rica’s husband, was set to go home, Vera Mae requested Rica to ask whether he could her (the nurse) some bra. Niko didn’t mind.

Photo credit: Raffy Tulfo in Action / YouTube

When Niko arrived in the Philippines, Rica introduced the two. She trusts her husband and Vera Mae is her friend. Since Niko was often the one to take her to the hospital for dialysis and treats her to a meal afterwards, she didn’t see nothing wrong in asking him to message Vera Mae for advice on medicines and food she needed as she was feeling weak.

Photo credit: Raffy Tulfo in Action / YouTube

But she didn’t think the two would go and have a relationship behind her back. What’s worse, Niko left her and their kids for the nurse. Rica was able to get her kicked out from her job due to the relationship, but Niko supported the nurse so she could go to the US.

The poor patient had to seek help from Tulfo to find justice against her husband and her former nurse!

Watch the episode here:

What is Dialysis?

Dialysis is a medical procedure used for people whose kidneys could no longer take care of their needs. The procedure cleans the blood of toxins, excess water, and other things that would have been removed by healthy kidneys.

Continue Reading

Trending