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OFWs Decry Added Burden as PhilHealth Increases Premiums to 3% of Monthly Salary

Overseas Filipino workers (OFWs) decry the added financial burden they are experiencing as PhilHealth pushes through with its plan to increase premiums starting this year, charging 3% of their monthly salary!

PhilHealth Increases OFW Contributions

According to PhilHealth Circular No. 2020-0014 entitled “Premium Contribution and Collection of Payment of Overseas Filipino Member”, OFWs whose monthly income ranges from Php10,000 to Php60,000 need to pay 3.0%. That is an increase from 2.75% in 2019.

While 3% might not appear to be big on paper, it actually is an added burden to OFWs because the actual amount is actually big!

Philhealth increase premiums
Photo credit: ABS-CBN News

For example, Filipino domestic workers who usually earn around Php20,000 ($400) per month must pay Php600 ($12) per month or a total of Php7,200 ($145) per year as PhilHealth coverage. Considering the many contributions that OFWs have to pay before going abroad, this amount is already a huge burden to pay.

But that’s just for those earning Php20,000!

Overseas Filipinos who earn more than Php60,000 must pay Php21,000 ($420) for annual PhilHealth premiums.

What’s worse, this is just the beginning. If you already feel that 3% is a big burden, wait until you realize that the premiums are going to gradually increases each year from 2019 to 2025. It started with 2.5% in 2019, growing to 3% in 2020 but will be 3.5% in 2021, 4% in 2022, 4.5% in 2023, 5% in 2024 and 2025!

Philhealth increase premiums
Photo credit: PhilStar

From the same examples above, the domestic helper earning Php20,000 a month will be paying Php1,000 per month or Php12,000 per year! Likewise, the OFW earning more than Php60,000 will have to pay Php3,000 a month or Php36,000 per year!

Obviously, those who earn more need to pay more. The income ceiling will be set at Php100,000 by 2024. By then, anyone earning Php100,000 above will pay Php5,000 a month or a whopping Php60,000 a year!

Photo credit: Philippine Health Insurance Corporation / Facebook

OFWs Seeking for Repeal

OFWs launched a petition to seek repeal of this circular. On Change.org, nearly 300,000 have signed the on-going online petition entitled, “Remove Philhealth Mandatory 3% Premium Payment from OFW’s salary.

“I believe that we OFWs and our dependents have been already struggling amidst this Pandemic and yet Philhealth had issued a very unfair memo regarding premium payments.

I believe that this is already too much of them to ask for an interest rate and a penalty which is very unfair and inhumane for those who travel away from their families to work. It is very unfortunate that they call OFWs modern heroes and yet they penalize us with such directives.

We urge the Philippine Health Insurance Corporation (Philhealth) to reverse this directive as this is unfair and an abuse to our migrant workers.”

Inspiring

Delivery Rider Walks to Bring Customer’s Food after Someone Took His Bike, Receives New One

After a delivery rider walks to bring the customer’s order when someone took his bike while he was picking up the food, his story went viral – and someone got him a new bike!

What a wonderful turn of events…

Delivery Rider Receives New Bike after Walking to Deliver Customer’s Order

It’s sad that there are people who take advantage of others for their own gain.

While that’s a reality that we face every single day, our faith in humanity was restored after learning about the story of a delivery rider who walked to his customer’s houses to deliver their food after someone took his bike.

It all started when netizen Danica Samson shared the story of FoodPanda delivery rider Paulo Tayam Pichay.

delivery rider loses bike
Photo credit: Danica Samson

According to Danica, she was wondering it took so long for her food to arrive from a Jollibee outlet in Malabon.

It was a good thing she didn’t cancel the order because the guy bringing her food was actually walking to their house.

delivery rider
Photo credit: Danica Samson

The rider (well, hiker now) explained that someone took his bike while he was picking up his customer’s order.

Despite losing his bike, he decided to continue delivering the orders because he felt bad about the money he could earn with the deliveries.

delivery rider
Photo credit: Danica Samson

A surprised Danica snapped some photos of the tired rider who looked so tired.

Paglingon ko sa kanya, napasandal nalang sya sa pader – hapong hapo at pawis na pawis,” she wrote.

Kinakamusta ko sya kung nakita nya na sa cctv yung nagnakaw ng bike nya, nagdedeliver padin sya kahit naglalakad nalang siya. Nanghihinayang daw sya sa pumapasok na orders sa kanya kaya dinedeliver nya padin kahit lakad nalang.

Photo credit: Danica Samson
Photo credit: Danica Samson

The sad story turned into a happy one after someone got Paulo a new bike. He now has something to use for his deliveries again.

delivery rider
Photo credit: Danica Samson

How to Prevent Someone from Taking Your Bike

A bike lock is the most common option for preventing someone from taking your bike. However, it can be cut or picked by pros.

Another option is to choose a tough lock, then secure the bike to something where it’s more difficult to simply move the chain to take the bike.

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Parcel Delivery to Delivery Room? Pregnant Woman Receives Package in Labor

A parcel delivery to the delivery room (well, lying-in clinic) got netizens laughing – and it’s bringing good vibes on social media.

Both deliveries were safe. LOL

Parcel Delivery for Pregnant Woman Goes Viral

Delivery riders try their best to deliver their packages as quickly as they could so they can maximize their time and complete their deliveries as fast as they possibly can.

But what happens if the delivery date falls on a special occasion or the receiver is busy?

Well, one postman interrupted a wedding to deliver a package to the bride a couple of years ago.

shopee delivery
Photo credit: Noreen Anne Princess Tiempo

Recently, another delivery rider went viral for a similar reason – but the delivery was made even more hilarious because he went to the lying-in clinic (similar to a hospital’s delivery room) to deliver a package to a pregnant woman in labor.

It’s a funny play with words that got netizens laughing.

Noreen Anne Princess Tiempo shared the photos of the J&T delivery rider who also took some photos of the pregnant woman as proof of delivery.

Photo credit: Noreen Anne Princess Tiempo

Netizens praised the delivery rider for his dedication, and others also made some jokes.

Tapat sa tungkulin nice one kuya,” a netizen praised.

Saan mang sulok ng mundo puntahan ka talaga ni sir J&T rider,” one netizen joked.

While many netizens are laughing over the photos, many also wish that all delivery riders are as dedicated as this one.

Kuya ikaw nlg mag dliver dto samin. lentik kasi ibang rider. RTS agad pag di nasagot tawag,” one of them wrote.

Others had fun suggesting names for the baby.

Some suggestions include “Parcel,” “Shopee May,” and combinations suitable for the nickname “J&T.” LOL

Photo credit: Noreen Anne Princess Tiempo

Why Do Delivery Riders Take Photos of Parcel Recipients?

Delivery riders usually take photos of the parcel recipients during delivery as proof to protect themselves from false claims that the package wasn’t delivered.

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Mom Shares Hilarious Photo of Kids Sleeping on the Floor While Cat Uses Bed

A mom shares a hilarious photo of her kids sleeping on the floor while their cat uses the bed. You certainly know who’s the boss in this house, right? LOL

Hilarious Photo Shows Kids on Floor While Cat Uses Bed

Pets such as cats and dogs enjoy varied privileges in different homes. While many dogs are left outside the house, others are also allowed to be inside and even sleep in their owner’s bedrooms.

Other pets have their own beds, while others share the beds with their owners.

But in the house of fur mom Maricris Mararac of Trece Mariteres, Cavite, it’s an entirely different story. Like in other homes, their cat sleeps on their bed – but her kids are the ones who sleep on the floor! Oooops. Did the rules change, somehow?

hilarious photo
Photo credit: Maricris Mararac / The Philippine STAR

Sa bahay, hindi po mga anak ko nakahiga sa foam, kundi ‘yung pusa po…” Maricris captioned a photo she posted on social media.

She explained that they adopted the now 2-year-old cat, named Anyo, during the pandemic. They found him as a kitten in the streets and took him home.

But the stray cat would soon become a huge part of their family – and the real king inside her kids’ bedroom. LOL.

hilarious photo
Photo credit: Maricris Mararac / The Philippine STAR

Kadalasan talaga ganyan sitwasyon sa bahay, lagi ko nakikita sa CCTV, ‘[y]ung anak ko na babae ate ng 2 na ‘yan na sa picture pinapatulog [sila] sa foam pero ‘pag lahat tulog na lilipat na mga bata sa sahig ‘di ko alam kung bakit,” she explained in an interview with The Philippine STAR.

Tapos madalas pusa na lang nasa foam. Male cat po ‘yan, puspin pinulot lang namin sa kalsada nung baby pa siya.

hilarious photo
Photo credit: Maricris Mararac / The Philippine STAR

Are your pets also like this?

What’s a Puspin?

“Puspin” is the term Filipinos used for the “pusang Pinoy” or the common cats that don’t have fancy breeds.

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