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Netizen Expresses Anger after Losing Php29k in BDO Account, Bank Won’t Issue Refund

People put their money in the bank for safekeeping and so they can have something to get in the future, when they need some cash. But there are times when people lose their money in the bank, no thanks to unscrupulous individuals who have no qualms in taking other people’s hard-earned money.

Jester Menes Javierto recently shared his experience in losing over Php29k in his BDO account but the bank won’t issue a refund, telling him the transaction was valid.

Javierto narrated in a lengthy Facebook post that he received an SMS for OTP (one-time password) on his mobile number. Immediately afterwards, someone supposedly from BDO (number +63 918 617 0096) called but because the line was choppy, the call was cut. He clarified that he had not given any details to the caller.

He was shocked to discover on November 5 that someone had taken Php29k from his BDO account! What’s worse, the registered number on his account had been changed without his knowledge!

When he reported the matter to the bank, they refused to refund him after doing an investigation because the User ID, password, and SMS OTP were valid – but that was because the scammer had changed the number linked to the account and was able to receive the OTP without Javierto’s knowledge.

Photo credit: Jester Menes Javierto / Facebook

1st Investigation: In the Letter Below, they said “Transaction type: FUND TRANSFER”. Eh nung nalaman ko ang ginawa nung hacker eh “CASH PICK UP” Via Remittance Centre?? Ito ang name and details nung tao. “JANCEN D. VILLONA – +63 906 922 4645 – 55 Unity Grace Hill Subdivision, Barangay Pagasa Binangonan, Rizal”.

He asked the bank to investigate the matter further. He learned that the registered number was changed through the hotline.

2nd Investigation: So papaano napalitan ang registered number ko na sila na mismong may sabing walang “SYSTEM BREACH”? Nov 4, 2018. Someone called the BDO Call Center Hotline then she/he requested to change the registered number. Ito ang malala, “SOMEONE CALLED AND REQUEST TO CHANGE MY REGISTERED NUMBER WITHOUT USING MY OWN REGISTERED NUMBER” ok they verified it thru “PHONE CONVERSATION” at iyun na pinarocess na nila ang request. REASON FOR CHANGING? “WALANG NAKAINDICATE” ay taragisan naman talaga.

What’s really sad is that BDO marked the case as ‘Closed’, angering Javierto even more. He asked the bank to re-open the case but was told he had to wait 20 banking days for the results of the re-investigation.

For BDO Bank,Sobra kayong nakakaSTRESS!! Oct 30, 2018. May nagsend ng OTP sa number ko and then may tumawag na taga…

Posted by Jester Menes Javierto on Sunday, November 25, 2018

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Fake Delivery Rider Tries to Scam Frequent Shopee Buyer

A scammer tried to dupe a frequent Shopee buyer for Php3,499 but he left emptyhanded after the guy noticed that the package clearly looks so fake!

Fake Delivery Rider Tries to Scam Shopee Buyer

These days, it is so easy to buy something you need and have it delivered at home. You can shop for almost anything you want even without leaving the comforts of your home – and you don’t even have to deposit the payment first, for most cases.

Photo credit: Jay Jazon / Facebook

But the system of “cash on delivery” (COD) on many online platforms has given scammers a way to earn some quick, dishonest cash. These scammers prey on people who often make orders on these online shops and might not notice that they are paying for an order they did not make.

Netizen Jay Jazo shared the experience he had with what appears to be newbie scammers who arrived at his house carrying a package with his name written using a pentel pen. The address was incomplete, just “1200 Camba” and the amount was written out as “3499 php”.

Photo credit: Jay Jazon / Facebook
Photo credit: Jay Jazon / Facebook
Photo credit: Jay Jazon / Facebook

Jay has some pending orders that he’s waiting for, yet he also knows that he doesn’t have an order worth Php3,499. Moreover, as a frequent Shopee buyer, he knows that the package doesn’t look like something you’d get from an online store. There’s no barcode or waybill on the package. Only the supposed buyer’s name was there; no information about the seller or the order number.

Photo credit: Jay Jazon / Facebook
Photo credit: Jay Jazon / Facebook

A bit scared, Jay quickly closed the door to inspect the item before telling the fake delivery rider that he doesn’t have an order. After the guy left, they followed him and saw that he was just walking! There’s a rider who fetched him several meters away from the house, but the two appeared to have realized that the fake rider was being followed.

Photo credit: Jay Jazon / Facebook
Photo credit: Jay Jazon / Facebook

Jay shared the experience as warning to others so they won’t fall for this kind of modus operandi.

Fake Package Delivery Scam

Don’t be fooled by the fake package delivery scam. Here’s what you can do:

  • Always track your packages from online shops.
  • Don’t give out personal information to callers, even if they sound like a real delivery rider.
  • Check the packaging for clues. Real orders have a proper waybill, with information like your complete name, address, and phone number.
  • Tell family members or other housemates to never pay for orders delivered when you’re not around, unless you tell them beforehand or if they could confirm it with your first.
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Concerned Citizens Break Car’s Glass to Save Two Kids Left by Parents

Two kids were rescued from a hot car after concerned citizens broke the glass to save their lives. The two young children were left by their parents inside the car which was turned off and locked.

Kids Left in Hot Car by Parents

There are so many people who are not aware of the dangers of leaving children or pets inside a locked car with the air conditioning turned off and the windows closed. Not everyone is aware how hot it can quickly become inside that car, even if the weather isn’t too hot.

So, just imagine how hot it could become and how much oxygen will be left inside the vehicle on a very hot day!

Photo credit: Philippines CCTV & DASH CAM Spotted

In a video shared by Philippines CCTV & DASH CAM Spotted, several concerned citizens could be seen surrounding a Suzuki Ertiga that’s parked near business establishments at a still undisclosed location. It turned out that some passersby noticed the small kids inside the car and were concerned over their condition inside the locked vehicle.

The concerned citizens could be heard speaking in Visayan, telling each other that the best course of action is to break the car’s glass because doing it without damage to the vehicle was taking them a very long time. The kids inside could be seen looking weak and sweaty.

Photo credit: Philippines CCTV & DASH CAM Spotted

Acting as fast as they could to save the children, they broke the glass window at the driver’s seat. With the window broken, they rushed to remove the car seat of the baby and moved it inside an air-conditioned establishment near where the car was parked.

Another person picked up the elder sister, still a toddler, and also brought her to the establishment where they were both given water.

Photo credit: Philippines CCTV & DASH CAM Spotted

The video did not show what happened next or how the parents reacted once they learned what these concerned citizens happened. But everyone is furious at the irresponsible parents and thankful that the kids were safe.

What Happens to Kids in a Hot Car?

Kids’ bodies actually heat up more quickly, about 5x, than adult’s bodies. When left in a hot car, kids’ major organs could begin to shutdown at 40 C. You could easily lose the child as temperatures rise to 41.5 C!

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Top Advantages of Using Solar Power at Home

Just like other sources of energy, solar power has its own sets of advantages and disadvantages. But even if the costs are usually high in putting it up, there is a great return on investment and you could actually save a lot of money in the long run.

Here are some of the top advantages of using solar power at home.

Lower or Eliminate Your Electricity Bills

Depending on what system you are planning to set up on your roof and the actual usage, you could either lower or eliminate your electricity bills. It is possible that you won’t generate 100% of the electricity you need but you’ll certainly see a huge slash from your monthly bills.

Power Even on Brownouts

Not all solar power systems work this way because there are those that are still connected/tied to the power company and doesn’t store the electricity produced during the day. But if you truly want to save money and have power even on brownouts, get the one with batteries. It costs higher but will be more useful in the long run.

Harness the Power of the Sun, Save the Environment

According to SolarGain, installing a 1kW solar power system helps reduce your carbon footprint and prevents the release of 1.5 tonnes of carbon a year. This sustainable system lets you harness the power of the sun and help save the environment.

Great Investment

Most suppliers offer a warranty for 20 to 25 years on your solar power system. This makes it a great investment for your home. Moreover, having solar power adds value to your home.

In some places, the government offers a subsidy or tax breaks or even cashback options for those who set up solar power at home. Take advantage of such offers if available in your area.

Incentives may actually go away and it may not actually pay to wait for too long,” says Vikram Aggarwal, CEO of EnergySage.

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