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Guy Shares Experience after Losing Php26k to Someone Pretending to Be from the Bank

One guy lost Php26k to someone pretending to be from the bank – and he is sharing his experience to warn others not to make the same mistake, especially because he learned from the bank that he will not be refunded because he ‘authorized’ the transaction.

Phishing and Scamming

For so long, banks have sent warnings to customers not to click links that tell them input sensitive information such as birthdays, PINs, and other similar data. Joshua Renaldee Salcedo admitted that he had clicked on such an email from ‘BPI’ but that was in May 2019. He never thought that the action had done some harm and that the scammers had harvested his data and stored it for future use.

guy lost Php26k to bank scammer
Photo credit: Joshua Renaldee Salcedo / Facebook

Amid the enhanced community quarantine, he received a call from someone pretending to be from BPI Pritil, a BPI branch in Tondo, Manila. He was told that he needed to update his information, including his address and contact number. Then, he was told that he needed to go to the bank to confirm those information after the ECQ period. No red flags there for Salcedo.

guy lost Php26k to bank scammer
Photo credit: Joshua Renaldee Salcedo / Facebook

The ‘bank representative’ then scheduled him for the first week of May, telling him to recite the code the bank will send him to verify his schedule. Upon receiving the text message, he automatically gave the code to the ‘bank representative’ without really reading the message.

guy lost Php26k to bank scammer
Photo credit: Joshua Renaldee Salcedo / Facebook
guy lost Php26k to bank scammer
Photo credit: Joshua Renaldee Salcedo / Facebook

He would realize that if the ECQ is lifted he won’t be able to go to the bank during the first week of May, so the ‘bank representative’ rescheduled his appointment to ‘any day in May’. Again, he was asked for a code – and he recited that to the ‘bank representative’, again without checking the entire message.

guy lost Php26k to bank scammer
Photo credit: Joshua Renaldee Salcedo / Facebook

About an hour later, he turned on his mobile data and was surprised to receive an email from BPI saying “fund transfer was successful”. It was only then that he realized that the ‘bank representative’ was a scammer and the code he had been sending was an OTP (one-time password)!

guy lost Php26k to bank scammer
Photo credit: Joshua Renaldee Salcedo / Facebook

What’s worse, when he went to the bank, he was told that though they will be investigating the matter, they can’t refund him because under the bank’s disclaimer, the account owner is liable for transactions with authenticated OTP. It’s a code that shouldn’t be shared with anyone – and did that willingly, though under different circumstances, to the scammer…

guy lost Php26k to bank scammer
Photo credit: Joshua Renaldee Salcedo / Facebook

What’s an OTP?

An OTP is a one-time password usually used by banks as added security for users. This is valid for one session only and expires after a set time, usually within 5 minutes. The code is sent to the user’s email address or phone and is deemed as an authentic way to validate the session or transaction. So, any transaction completed with the correct OTP is considered as valid and authorized by the account holder.

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Wife In Viral Appreciation Post Defends Husband: “I married a great guy”

The wife mentioned in a recent viral appreciation post defended her husband from the judgment he received online.

On Facebook, Mhei Legaspi Nodado aired her sentiments and defended her husband Mark Vincent Yap Nodado. It can be recalled that Mark posted an appreciation post for his wife, who felt like she didn’t accomplish anything 10 years after graduating. The post went on to share how Mark felt grateful for all the support and even the little things Mhei did for him and his family.

appreciation post
Photo credit: Mark Vincent Yap Nodado

Amid the mixed reactions that the post received, Mhei spoke up and lamented how easy it is for other people to throw judgment at her husband.

She wrote, “The problem with some people is that they are too quick to judge. Never will I ever exchange my life now to anything. I married a great guy. Yes, he is not perfect, but he is a great one. He is responsible, appreciative, loving, soft-hearted, generous and the best there is.”

“Some say stuff castigating him. Saying as if they had known him from the start. But may I ask you, have you ever been married? Have you had children of your own? Or even, do you know him, me, us?
No one deserves harsh words based on a single post which actually meant to appreciate your wife,” she added.

Mhei explained that it was her choice to choose a profession where she gets to take care of her family most of the day. She also feels grateful that her husband didn’t force her to work full time.

She also explained that her complaining about feeling that she didn’t accomplish after 10 years was just brought by hormones and not her husband’s fault.

Mhei shared some of her accomplishments, including being a businesswoman and a financial advisor. However, she said that her biggest accomplishment was being a good mother and a wife.

In the end, she reminded all the mothers that they’re all doing a great job. She also appealed to spread positivity instead of harsh comments.

“To all the moms out there, whether full-time moms, working moms, kudos to you! We are doing a great job and let us all uplift everyone. Let’s share positivity,” Mhei wrote.

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Has Mosang of ‘LenLen’ Series Switched To Being A Kakampink? Direk Darryl Yap Denies & Clarifies

VinCentiments Director Darryl Yap clarified the alleged “switching” of political sides of his actress Rowena Quejada, or “Mosang” in his controversial series, LenLen.

Image by Darryl Yap via Facebook

Recently, social media was abuzz over reports that Rowena or “Mosang” is one proud “kakampink”. This created a controversy as Mosang is part of the series, “Lenlen: The Untold Story.” The series has sparked interest as it focused on a political figure dubbed “Lenlen” with a campaign that focused on “Parang Angat.” Many supporters of Vice President Leni Robredo has slammed the series as they said it was obviously an attack against their candidate.

With Mosang declaring that she’s a supporter of Robredo, many reports surfaced that Mosang had “switched” her support.

However, Direk Darryl clarified that there was no “SwitchToLeni” at all. He said that he had always known that Rowena was a Robredo supporter, but she agreed to take part in the series.

He wrote on his official Facebook page their conversation. He recalled, “‘Mommy? Ok lang ba? Kunin kita sa Lenlen? kasi kailangan ang Role, may alam kay Lenlen, gawin ka sana source si Mosang; eh di ba? MakaLeni ka? Baka pwede ka? Kaya mo ba?'”

‘“…oo naman anak, kayang-kaya, work,'”was the reply of Mosang.

According to Direk Darryl, this shouldn’t be an issue at all. He explained, “VinCentiments’ MOSANG, Our Mommy Rowena Wengkie Quejada has always been a KAKAMPINK. Wala pong #SwitchToLeni, kasi Leni po talaga siya noon pa man. at hindi lang po siya sa grupo ang hindi #BBM, may mangilan-ngilan pong gusto rin sa talo. (charot!)”

He said that despite their differences in political beliefs, they remain professional with each other. Direk Darryl also shared that Rowena even experienced the generosity of Senator Imee Marcos, despite being a Robredo supporter.

“Hindi po totoong nagbago ng isip ang Mommy Weng namin; Talagang pong simula’t sapul siya ay makaLENI. Gayunpaman, walang lamat o bitak sa aming samahan; at siya mismo, naranasan nya nang personal ang kabaitan ni Senator Imee R. Marcos,” he said.

The VinCentiments director said the Robredo supporters are reacting maybe because they couldn’t believe that it’s possible to remain friends and professionals despite having different political views.

He added, “Ngayon, Bakit po gulat na gulat ang mga kapwa nya Kakampink? Kasi po hindi nila alam na pwede pala iyon; ang magpatuloy ang pagkakaibigan at trabaho kahit magkaiba kayo ng paninindigang Politikal, basta manatili ang respeto at pagtanaw ng utang na loob.”

In the end, Direk Darryl continued to defend Rowena and said their political beliefs don’t define their friendship and love for each other.

“Siya po ay 12 years ko nang kaibigan at nanay-nanayan. hindi po si Leni o BBM ang susukat sa aming pagmamahal para sa isa’t-isa,” he added.

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Photo of Man Buying a Doll Straight from Construction Job Warms Hearts

The photo of a man buying a doll straight from his construction job, evidenced by the powdered cement on his legs and feet, warmed netizens hearts. Many loved the idea that a little girl is going to be happy when this man arrives home. Isn’t that sweet?

Photo of Man Buying a Doll for Daughter Goes Viral

Most parents only want the best for their children, even if that means they have to work extra hard or even go abroad just to provide for their family’s needs.

That’s exactly what netizens are thinking after a photo of a man buying a doll for his daughter was posted by SuperMom on her Facebook account.

man buying a doll
Photo credit: Divine B. / SuperMom

It was clear from the pictures that this man came straight from his construction job to find a doll for his daughter. He didn’t even bother to clean up his legs and feet of the cement that clung to them – he appears to be too excited to buy the toy for his daughter!

Although the man wasn’t identified in the post, the post explained that this happened in Tambang, Tinambac in Camarines Sur, and that the man was buying the doll for his daughter.

Photo credit: Divine B. / SuperMom

Kahit na maliit na halaga lang kinikita ko, basta nakakakain ang mga anak ko at naiibigay ko mga gusto at pangangailangan nila, daig ko pa po nanalo sa lotto,” the man reportedly said.

The photos were attributed to a certain Divine B. who said that the man’s smile was priceless as he happily paid for the doll.

Although for some it might seem like the doll was an unnecessary luxury for a family whose head works as construction worker, many were supportive that this man is still thinking about how to make his kids happy.

man buying a doll
Photo credit: Divine B. / SuperMom

We sure hope the little girl knows about her dad’s love and will one day find a way to pay it back.

Best Gifts for Little Girls

The best gifts for little girls can include:

  • Dolls and dollhouses
  • Jewelry (even just the fancy ones)
  • Coloring books and art materials
  • Pretend makeup kits
  • Cute stuffed toys
  • Cute bags and accessories
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