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4Ps Beneficiary Thanks Taxpayers for Helping Him and Brothers Go to School

A 4Ps beneficiary thanks taxpayers for helping him and his brothers go to school, speaking about their side of the story as the 4Ps is getting much attention in recent weeks.

There is much controversy surrounding the 4Ps, a program by the Philippine government to help the ‘poorest of the poor’ have some means to send their children to school and, ideally, have a better future.

Amid the COVID-19 crisis, the middle class calls for a review of the program as there were claims that the 4Ps beneficiaries have already ‘upgraded’ their lifestyle. One even said that the government’s COVID-19 aid of Php8,000 is just enough for 1 week!

4Ps Beneficiary Shares Inspiring Story

Not all 4Ps beneficiaries are bad eggs, of course. This is proven by Jericho Ramos Baguistan and his family, with their parents still trying their best to work so they can support the three children, all boys, even if they are already receiving monetary aid through 4Ps.

4Ps beneficiary thanks taxpayers
Photo credit: Jericho Ramos Baguistan / Facebook

In a post on Facebook, Jericho shared the inspiring story of how their parents never stopped looking for work, doing odd jobs, to send them to school.

Their dad worked as tricycle driver, construction worker, and farmer while their mom is a parent leader for the 4Ps; she’s not paid for the work she’s doing for the 4Ps but she’s doing it as gratitude that the family is part of the program. To earn money, she works as housemaid, market vendor, and also helps their father in the farm.

According to Jericho, unlike what people are saying that the 4Ps moms use the money for hair rebonding, never once did their mother do that. Instead, all the money goes to their education.

They went to a private school but not because they are ‘wasting’ their 4Ps money or due to having a lot of money. They are not rich but are able to go to private schools because of scholarships.

4Ps beneficiary thanks taxpayers
Photo credit: Jericho Ramos Baguistan / Facebook

“Baka sabihin ng ibang mga kakilala, “Eh galing kayong private school ah?”. To tell you, If I and my siblings weren’t able to get scholarships hindi naman kami kayang pag-aralin sa private school ng mga magulang namin, we strived to get high grades.

We were given full scholarsips, kaming tatlong magkakapatid sa buong taon ng High School namin. Bukod sa tulong ng eskuwelahan, lahat in-apply-an namin, scholarship ng congressman, mayor, we worked in SPES, we strived to be a scholar sa University… that’s what our parents taught us, how we should value education.

Ngayon si Kuya ko graduate na, may desenteng trabaho at may propesyunal na lisensya. As for me, I am currently studying at Central Luzon State University, free tuition fee, proud scholar!”

Jericho acknowledges the help of taxpayers for sending them to school.

We owe the tax payers, sa pera ng taong bayan, and to the government who spend a lot of funds para sa mga mahihirap. We are a poor family, sapat para makasurvive sa pang-araw-araw. So wala kaming choice kundi gumawa ng daan para sa oportunidad na makaahon kami sa kahirapan, kasi kung hindi kami ang gagawa, wala kaming aasahan, lalo kaming malulugmok,” he wrote.

4Ps beneficiary thanks taxpayers
Photo credit: Jericho Ramos Baguistan / Facebook

He hopes that his story would inspire others to strive hard to reach for their dreams and especially for 4Ps beneficiaries to use their aid to send the kids to school.

What is Middle Class?

Photo credit: PIDS

In the social hierarchy, the middle class is the class of people who have better finances and jobs than the poor or low income class but don’t have enough money to be classified as rich or high income class. In the Philippines, the middle class constitutes of families whose income range from Php19,040 (lower middle-class but not poor) to Php114,240, based on figures from 2017 and PSA data.

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Online Seller Saves Php30k Profit in 2 Months, Grows Capital to Php70k

There are actually many ways to earn money, if you just know where to look. As the saying goes, “If there’s a will, there’s a way.” Just like this online seller who managed to earn a profit of Php30k in just 2 months and also grew the capital from Php50k to Php70k. Wow.

Online Seller Shares Inspiring Savings Story

An online seller who used to just randomly spend the money earned from buying and selling cellphones finally decided to keep the capital and actually watch it grow. The seller was surprised to discover that their online shop could sell as many as 60 cellphones in 2 months.

By tracking their earnings and deciding to keep the capital intact, the online seller was able to grow the capital while also keeping a separate savings that’s now at Php30k in just 2 months. Instead of just spending the money on random stuff, the seller is now happily saving part of the earnings and watching it grow.

Photo credit: CFO PESO SENSE / Facebook

In a post shared on Facebook financial literacy group CFO PESO SENSE, the online seller who did not identify himself/herself shared that they had been buying and selling cellphones for 4 years, even before the pandemic started.

The seller only earns Php10,000 from a regular job. This money is used for the seller’s family and is used partly as capital for the buy and sell business. But because the seller did not keep track of the earnings and simply spent the earnings, including the capital, the business did not really grow a lot and the seller was not able to save any money.

It was only in January 2021 that the seller realized this kind of attitude should stop.

To make the story short, January 2021 nagdecide ako na magkakaroon lang ako ng fix na puhunan which is 50k at oobserbahan ko kung lalago ba ito. Naisip ko ang ganitong sitwayson kada may mabebenta kong cellphone magtatago ako ng isang 500 na partial lamang sa tubo dahil madalas nasa 2k ang tubo sa kada cellphone,” this online seller shared.

Ngayon ay nakaipon nako ng 60pcs na 500 meaning umabot na ng 30k ang tubo ko sa loob ng dalawang buwan. (take note hindi po buong tubo ang sinesave ko.) At hindi po nagagalaw si puhunan, ang 50k na puhunan na nilabas ay umabot na ngayon sa 70k.

Impressive, huh?

How to Be an Online Seller Philippines?

There are different ways to be an online seller in the Philippines:

  • Sell on Facebook Marketplace
  • Sell on Facebook groups
  • Post on your own social media accounts
  • Open your own online store
  • Sell on online commercial platforms like Shopee and Lazada
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Famous Celebrities with Rags-to-Riches Stories

They now belong to the roster of the world’s super rich people but there are many famous celebrities and personalities who once were so poor that they could barely afford to buy food to fill their hungry stomachs!

Steve Jobs

Before he became a millionaire at age 23, the youngest at the time to make it to Forbes’ list of the country’s richest people, Steve Jobs was poor. The child of two immigrant students who struggled to make ends meet, he was put up for adoption.

Matthew Yohe, CC BY-SA 3.0, via Wikimedia Commons

The adoption itself was probably a blessing to Jobs whose adoptive father supported his love for electronics. This was how he eventually made a fortune.

Ralph Lauren

YES Network, CC BY 3.0, via Wikimedia Commons

The name ‘Ralph Lauren’ is so famous in the fashion industry that it is surprising to learn Lauren had been a poor immigrant who had only dreamed of becoming rich someday. He reportedly wrote “millionaire” as his future goal on his high school year book – and he managed to do that after building his own company from scratch.

Oprah Winfrey

photo by Alan Light, CC BY 2.0, via Wikimedia Commons

Born into a poor Mississippi family in 1954, Oprah Winfrey ran away from home at age 13 following a difficult childhood under the hands of family members and a family friend. She went on to become first African-American TV correspondent in the state of Tennessee at 19 and an acclaimed TV host who would later own her TV network.

She is officially recognized as the first female black billionaire with a net worth of around $2.6 billion.

J.K. Rowling

Daniel Ogren, CC BY 2.0, via Wikimedia Commons

Before she made a fortune that’s estimated to be at least $60 million with the Harry Potter books, J.K. Rowling was a struggling single mom who could barely pay their rent. She battled depression before becoming one of the world’s most famous writers.

Celine Dion

Kingkongphoto & www.celebrity-photos.com from Laurel Maryland, USA, CC BY-SA 2.0, via Wikimedia Commons

Growing up in a family with 14 children, Celine Dion experienced hardships and didn’t even have a room of her own. She slept on a little ramp that led to her siblings’ shared bedrooms. She rose to fame as one of the world’s most powerful singers and is now worth at least $455 million.

Dolly Parton

Curtis Hilbun, CC BY 3.0, via Wikimedia Commons

Born to a tobacco farmer and construction worker who didn’t even know how to read or write, Dolly Parton shared the struggles of her family as the fourth of 12 children. But the young girl soon became a world-famous singer who would later win nine Grammy awards and is now worth more than $37 million.

Halle Berry

Gage Skidmore from Peoria, AZ, United States of America, CC BY-SA 2.0, via Wikimedia Commons

Hally Berry slept in homeless shelters and struggled to make ends meet before becoming a famous actress with a net worth of around $80 million.

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Online Seller Shows What Really Happens Behind the Scenes of Beautiful Product Photos

These days, you will find a lot of great products being sold online – and many have such beautiful photos that truly make you want to buy the item. But did you know that behind the scenes, there might be a seller struggling to take the photos?

Online Seller Shares BTS of Item Pictorial

When selling something, especially online where your prospective buyers can’t actually peruse the item well, it is important to make sure that your photos look presentable. The better the pictures, the bigger chance that the prospective customer will buy the item.

Photo credit: Donna Donna / Facebook

That’s why a lot of sellers take time in taking pictures, making sure that they take the best ones that put their products in the best light.

Donna Donna is an online seller who owns D&D Collection PH, an online ukay ukaw shop based in Sasmuan, Pampanga. She’s been selling since 2016 and has learned the art of taking the best photos from the best angles with the best props to best sell her products.

Photo credit: Donna Donna / Facebook

The photos are creative and very ‘sosyal’, but Donna recently shared what actually happens behind the scenes. It’s not as easy as it looks.

Buhay Online Seller 😍,” she posted on her Facebook account.

Init ka lang online seller ako 💪🏻💪🏻💪🏻 Behind the scene. Every collection ganito ang set up ko. Pictorial time 2-4pm dahil yun lang ang time ko since Tulog si baby. maiinit OO pero okay lang makakuha lang ng magandang picture ng mga damit. Kapag mahal mo talaga ginagawa mo mag eenjoy kana lang. wala ng arte arte sa panahon ngayon. Diskarte is the key 🔑.

Photo credit: Donna Donna / Facebook

Netizens were impressed at the final picture she was able to produce from that photoshoot. Despite the challenges, she was able to achieve nice pictures that would certainly attract more customers to buy from her shop.

Photo credit: Donna Donna / Facebook
Photo credit: Donna Donna / Facebook
Photo credit: Donna Donna / Facebook

What is BTS?

BTS (not the Korean band BTS) is a popular term these days. Though it is not a formal definition that you can find in the dictionary, BTS simply means “behind the scenes”. This is a term that many celebrities use to share their backstage photos and other snapshots or videos about what happens, well, behind the scenes of their show or movie.

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